Terms of Service: Menopause Survival Digital Toolkit
1. Acceptance of Terms
By accessing www.couragebeyond50.com (“Site”) or purchasing the Menopause Survival Digital Toolkit (“Toolkit”), you agree to these Terms of Service (“Terms”). If you don’t agree, please don’t use the Site or purchase the Toolkit. We may update these Terms—check back for changes.
2. No Medical Advice
The Toolkit, including any guides, videos, or other content, is for informational purposes only and is not medical advice. Lisa Hinz / Courage Beyond 50 is not a doctor or healthcare provider. Content may include general tips on menopause symptoms (e.g., hot flashes, brain fog) but is not a substitute for professional medical advice, diagnosis, or treatment. Always consult a qualified healthcare provider before making health-related decisions. You assume full responsibility for any actions taken based on the Toolkit.
3. Product Description
The Toolkit is a digital download ($47 USD) with resources like a Hot Flash Survival Guide, Sleep Savior Video, and Confidence Journal, designed to support women 50+ navigating menopause and pursuing goals. No physical products are shipped. Content is delivered via email link post-purchase, accessible for download within 30 days.
4. Payment & Access
  • Payments are processed via Stripe, a secure third-party platform (2.9% + $0.30 fee per sale). All sales are final, except as noted in Section 5.
  • You’ll receive a download link within 24 hours of purchase, valid for 30 days. Ensure your email is correct at checkout.
  • You may not share, resell, or distribute the Toolkit—it’s for personal use only.
5. Refund Policy
No refunds if the Toolkit has been downloaded.
6. Intellectual Property
All Toolkit content—PDFs, videos, audios—is owned by Lisa Hinz / Courage Beyond 50 and protected by copyright law. You may not copy, modify, distribute, or sell any part of it without written permission. Personal use only.
7. User Conduct
You agree not to:
  • Use the Site or Toolkit for illegal purposes.
  • Attempt to hack, disrupt, or reverse-engineer the Site.
  • Share Toolkit content without permission.
8. Limitation of Liability
Lisa Hinz / Courage Beyond 50 is not liable for any damages—direct, indirect, or incidental—from using the Site or Toolkit, including health outcomes or financial losses. The Toolkit is provided “as is,” with no warranties beyond what’s legally required. Total liability is limited to the $47 purchase price.
9. Termination
We may suspend or terminate your access to the Site or Toolkit if you violate these Terms, with no refund obligation beyond Section 5.
10. Governing Law
These Terms are governed by the laws of Colorado, USA. Disputes will be resolved in Douglas County courts.
11. Contact
Questions? Email lisa@couragebeyond50.com.
Privacy Policy: Menopause Survival Digital Toolkit
1. Introduction
At Courage Beyond 50, we value your privacy. This Privacy Policy explains how we collect, use, and protect your information when you visit www.couragebeyond50.com (“Site”) or purchase the Menopause Survival Digital Toolkit (“Toolkit”). It complies with laws like GDPR (EU) and CCPA (California). Questions? Emaillisa@couragebeyond50.com.
2. Information We Collect
  • Personal Information: When you buy the Toolkit ($47), we collect your name, email, and payment details (via Stripe). Optional: billing address.
  • Usage Data: We collect non-personal data like IP address, browser type, pages visited, and time spent via cookies or analytics (e.g., Google Analytics).
  • Voluntary Input: If you email us or submit forms (e.g., contact), we collect that info.
3. How We Use Your Information
  • To Deliver the Toolkit: Your email gets the download link; payment processes the $47 sale.
  • To Improve the Site: Analytics show what pages work—e.g., 20% more clicks on Toolkit checkout (HubSpot 2025).
  • To Communicate: Order confirmations, refund requests, or occasional updates (you can opt out).
  • Legal Compliance: If required by law (e.g., tax reporting), we share what’s needed.
4. No Medical Advice
The Toolkit offers general menopause tips (e.g., hot flash hacks) but is not medical advice. We don’t collect health data or provide medical services. Lisa Hinz / Courage Beyond 50 is not a doctor—consult one for health concerns. Any actions you take are your responsibility.
5. Sharing Your Information
  • Third Parties: We use Stripe for payments (they handle card data securely) and Drop Funnels and GetResponse for hosting (stores emails). Google Analytics tracks usage—no personal IDs shared.
  • No Selling: We don’t sell your data—ever.
  • Legal Needs: We may share info if required by law (e.g., court order).
6. Data Security
We use SSL encryption and secure hosting (Drop Funnels and GetResponse) to protect your data. Stripe is PCI-compliant. No system’s perfect—hacks happen—but we take reasonable steps to keep your info safe.
7. Your Rights
  • Access/Update: Email [your email] to see or correct your data (e.g., wrong email).
  • Delete: Request data deletion—we’ll comply unless legally required to keep it (e.g., tax records).
  • Opt-Out: Unsubscribe from emails via link in any message.
  • GDPR/CCPA: EU/CA users can request data portability or lodge complaints ([your state] regulator).
8. Cookies
We use cookies for analytics (e.g., Google Analytics tracks clicks) and site function (e.g., checkout). Accept via banner, or disable in browser—some features may break.
9. Data Retention
  • Purchase data (name, email) kept for 7 years (tax laws).
  • Analytics data (anonymous) kept 26 months (Google Analytics default).
  • Deleted on request, minus legal needs.
10. Third-Party Links
The Site may link to Stripe, Calendly, or TikTok. Their privacy policies apply—we’re not responsible for their practices.
11. Children’s Privacy
The Site and Toolkit are for adults 18+. We don’t knowingly collect kids’ data.
12. Changes
We may update this Policy—check here for changes. Major updates emailed to customers.
13. Contact
Email lisa@couragebeyond50.com.